6 SIMPLE DIGITAL MARKETING TIPS FOR BEGINNERS
6 SIMPLE DIGITAL MARKETING TIPS FOR BEGINNERS The digital world is a crowded arena. Competition is more fierce than ever as businesses of all shapes
When debt starts piling up, it can be extremely stressful. It can be hard to know where to turn to for help and support during the bankruptcy process, as your options may seem limited. That’s where a bankruptcy advocate can be helpful. Bankruptcy advocates can be useful in dealing with pushy creditors or debt collectors while providing support and advice through the debt process. Their main role is to support you and keep your best interests at heart, which can prove useful when you’re dealing with bankruptcy.
If you’re interested in the services of an advocate but aren’t quite sure about what they can provide you, read on below.
Bankruptcy can also be known as voluntary or involuntary bankruptcy. Voluntary bankruptcy is when you legally declare that you cannot pay your off your debts yourself, using a form that you would fill in.
Involuntary bankruptcy is when a creditor applies to have you become bankrupt. In order to be declared bankrupt involuntary, creditors may apply to bankrupt you through the Federal Court of Australia, with what is called a creditor’s petition. This would be lodged through the court along with other documents.
Once you have been declared bankrupt, you can nominate a trustee, who will manage your finances. In most cases, if you choose not to nominate a trustee, the Australian Financial Security Authority will appoint one on your behalf.
Generally, you will be classified as bankrupt for three years and one day, and your bankruptcy will be publicly registered on the National Personal Insolvency Index. In most cases, after registering bankruptcy you will be released from most of your debts.
If you have secured debts such as a car loan or a home loan, you will most likely still need to make payments towards them. If you are unable to make these payments, it’s possible that your house or car could be repossessed by the bank. In most cases, there is no fee for applying for bankruptcy.
A bankruptcy advocate is someone who can advocate on your behalf with creditors, and provide generalised support during the bankruptcy process.
Advocates can be useful as a support system during bankruptcy. Debt can be stressful, and it can be important to have someone in your corner who can advocate for your wants and needs. Advocates ensure that your best interest is looked after from start to finish during the bankruptcy process.
Bankruptcy advocates can provide support during the bankruptcy process. Advocates can also help you if you’re being harassed by creditors, or if you need advice about debts. Advocates are useful when it comes to helping find you a personalised solution, and to provide support along the way.
J Daniels & Associates has more than 40 years experience and has helped 1,000’s of people successfully.
We advocate on our clients’ behalf with banks and creditors in order to stop home repossession, as well as helping to stop those in bankruptcy situations from being harassed by creditors. You shouldn’t have to live in constant fear, and that’s where we can help.
We aim to provide support services to those who do not know where to look, or who are confused about where to turn during the bankruptcy process. Our helpful advocates can assist you when you need it the most. We are able to give you confidential help, expert debt guidance and help you to find a personalised solution.
We don’t have any hidden fees, so you won’t have to worry about any nasty surprises. In addition to helping you to improve your financial situation, we can assist you in finding a solution to your mortgage issues. If you’re in need of help and support, give us a call today for your free consultation.
*Disclaimer: This article contains general comments and recommendations only. It is not intended to be and should not be construed as legal advice. This article has been prepared without taking account of your objectives, financial situation or needs. Before taking any action, you should consider the appropriateness of the comments made in the article, having regard to your objectives, financial situation and needs.
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Take advantage of engaging J Daniels & Associates Pty Ltd to help you with your situation and use our expertise to assist. For more information, please call us.
